(SPCPs)—which allow banks to offer credit on favorable terms to borrowers who have suffered economic disadvantage and share common characteristics (e.g., race or income)—could provide the kind of homeownership boost to Black communities today.

Jung Hyun Choi, Liam Reynolds, Vanessa G. Perry February 1, 2022

Read the full article here Urban Institute

Author Profile

External Media Posts

Latest entries

• Human Rights01/17/2025Martin Luther King Jr. Day is a U.S. holiday and national day of service. It took a long time for the country to get there
• Selected Media01/16/2025Mike Marqusee Was One of the Left’s Great Culture Writers
• Income Inequality01/13/2025Super Bowl Halftime Show Is Recruiting Workers for Less Pay Than Fast-Food Servers
• Political Corruption01/07/2025Crack-Up Capitalism: How Billionaire Elon Musk’s Extremism Is Shaping Trump Admin & Global Politics