(SPCPs)—which allow banks to offer credit on favorable terms to borrowers who have suffered economic disadvantage and share common characteristics (e.g., race or income)—could provide the kind of homeownership boost to Black communities today.

Jung Hyun Choi, Liam Reynolds, Vanessa G. Perry February 1, 2022

Read the full article here Urban Institute

Author Profile

External Media Posts

Latest entries

• Human Rights03/28/2025Trump executive order targets DEI at parks, museums and more
• Racial Justice03/27/2025ASALH’S MAGNA CARTA
• Human Rights03/25/2025Trump Wants Immigrants on U.S. Soil to Hand Over Social Media Accounts to Apply for Citizenship
• Health Disparities03/24/2025For Indian Country, federal cuts decimate core tribal programs